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by S.McMinn
The first thing you need to do is figure out which ones are more urgent,

like your mortgage is more important for example than

A student loan, because a student loan can be paid over a period of time, but if you don’t repay your mortgage loan you may lose your home.

Come up with a budget and work out how much spare cash you have to repay debts. The important thing is to cut back spending where you can and save to repay debts.

Another is to consolidate your loans to make one monthly payment.

Also try talking to the lender to try and make a agreement over a timeable repayment plan.

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